|
|
David Naka represents numerous local, regional and national financial institutions in all aspects of commercial lending. His practice includes closing and resolving sophisticated loan transactions, with an emphasis on acquisition, development, construction and term financing for both residential and income producing real estate, as well as middle market corporate financing in the Baltimore/Washington region. His practice also includes drafting form (shelf) loan documents and developing documentation policies and procedures manuals for use by bank employees in middle market and small business lending. Mr. Naka has testified as an expert witness on Maryland real property financing issues. He has drafted Maryland legislation and testified in support of it before the Maryland General Assembly, and provided comments on bills drafted by others to legislative committees. Mr. Naka has chaired the Real Estate Discussion Group of the Real Property Section of the Maryland State Bar Association (1990 and 1991), as well as the Consumer Credit Committee of the Corporations, Business and Banking Section of the Maryland State Bar Association (1984), and has lectured extensively on construction lending, title insurance, preparation of loan documents, real property foreclosures and a variety of other issues relating to real estate financing. He is admitted to practice in Maryland and Pennsylvania.
Education: Yale University, B.A. 1973, magna cum laude; University of Chicago, M.A. in Philosophy 1976; University of Virginia School of Law, J.D. 1979, Order of the Coif.
Contact Information: drn@nholaw.com
410-685-0899 (office phone)
443-824-3865 (cell phone)
|
|
|
Betsy Huttar represents financial institutions in the documentation and negotiation of commercial financing transactions, with a concentration on the representation of approved lenders in Fannie Mae’s Delegated Underwriting and Servicing program for multifamily financing. Ms. Huttar is a Past President of CREW-Baltimore, Inc. (a local chapter of CREW Network). She has prepared and presented seminar materials on issues relating to commercial lending and has worked extensively with loan officers and other bank employees to teach practices and procedures for loan documentation and the perfection of security interests. Ms. Huttar has worked with Fannie Mae legal counsel to prepare forms for use in Maryland transactions as well as standard modification forms for use nationwide. She is admitted to practice in all courts in Maryland and in Virginia.
Education: Hope College, Holland, Michigan, B.A. 1987, magna cum laude; George Washington University National Law Center, J.D. 1990, with honors, Managing Editor, George Washington Journal of International Law and Economics, Moot Court Board, Dean’s Fellow.
Contact Information: ejh@nholaw.com
410-685-0899 (office phone)
410-227-3033 (cell phone)
|
|
|
Bill Oldhouser represents financial institutions and other business clients with a variety of commercial transactions, including real estate, corporate and small business, and asset-based loans. Matters handled by Mr. Oldhouser include loan closings, real estate and personal property foreclosure actions, business formations, real estate transactions, estate planning and collections. Mr. Oldhouser is a member of the Real Property, Planning and Zoning Section of the Maryland State Bar Association and the Real Property and Business Law Sections of the American Bar Association. He has lectured on and prepared materials for seminars on numerous topics relating to the documentation of real estate and commercial loan transactions, including residential construction lending, title insurance, perfection of liens and security interests under the Uniform Commercial Code, environmental laws, hidden liens and letters of credit. He is admitted to practice in all courts in Maryland and Pennsylvania.
Education: Wofford College, Spartanburg, South Carolina, B.A. 1985, summa cum laude; Wake Forest University School of Law, J.D. 1988, cum laude.
Contact Information: who@nholaw.com
410-685-0899 (office phone)
443-803-3230 (cell phone)
|
|
